New Home Specials – Starting Rates @ 3.99% with Manuel Mortgage. Starting rates as low as 3.99% (6.848% APR)* Offer available to qualified buyers of certain Manuel Builder Homes in participating communities. Limited funds are available; this offer may change upon exhaustion of funds. Rates may change or not be available at the time of loan commitment, lock-in, or closing if commitment funds are exhausted Purchase agreement must be completed between 4/1/2026 and 4/30/2026. Home must close on or before 5/31/2026. APR based on a sales price of $300,000, a credit score of 680, and 96.5% The interest rate is 3.99% for the first 12 months, increases to 4.99% for months 13 through 24, and then adjusts to 5.99% beginning in month 25. The 5.99% note rate will remain in effect for the remainder of the loan term, as specified in the borrower’s loan agreement. Financing by Manuel Mortgage, LLC | NMLS 2748483 | Equal Housing Lender. 201 Rue Iberville Ste 115A, Lafayette, LA, 70508.